Savings Accumulation  
If you currently have a savings plan in place, it’s important to know how much money you are on track to accumulate. As the saying goes, if you don’t know where you’re going, any road will take you there. Regardless of whether you’re saving for a long-term goal such as retirement or for a short-term goal such as a family vacation, it’s important to have a dollar figure in mind. This calculator is designed to help you estimate the future value of your current savings.
     


Total value of current savings: (Consider your bank accounts, savings accounts, investments, and other liquid funds. In general, do not include pension plans and home equity.)

$

Anticipated additional savings each year: (Push yourself to be a disciplined saver, but be realistic. If you set your expectations too high and fail, you’ll only be hurting yourself.)

$

How many years do you have to save? (Write down an appropriate time frame for you to pursue your savings goal.)

What after-tax return do you expect on your investments (0 to 10 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

%
 
   
   
Keyes & Shipps Financial Group
Jeffrey Keyes, CLU, ChFC
Cell: (315) 345-9262
Email: jkeyes@keyesshippsfg.com

Lawrence Shipps, CLU, ChFC
Cell: (315) 415-6691
Email: lshipps@keyesshippsfg.com

Leslie Shipps, CLU, CLTC
Cell: (315) 382-5375
Email: lbshipps@keyesshippsfg.com

Syracuse Office:
6390 Fly Road
East Syracuse, NY 13057

Fax: (315) 463-8219

Directions to our Syracuse Office

Lake Placid Office:
2038 Saranac Avenue
Lake Placid, NY 14946

Fax: (518) 523-8105

Directions to our Lake Placid Office

New England Financial is the registered mark for New England Life Insurance Company, Boston, MA and New England Securities.

Securities products offered by New England Securities Corp (NES), Member FINRA, SIPC. Investment advisory services offered by Investment Adviser Representatives of NES, a Registered Investment Advisor.

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