Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Keyes & Shipps Financial Group
Jeffrey Keyes, CLU, ChFC
Cell: (315) 345-9262
Email: jkeyes@keyesshippsfg.com

Lawrence Shipps, CLU, ChFC
Cell: (315) 415-6691
Email: lshipps@keyesshippsfg.com

Leslie Shipps, CLU, CLTC
Cell: (315) 382-5375
Email: lbshipps@keyesshippsfg.com

Syracuse Office:
6390 Fly Road
East Syracuse, NY 13057

Fax: (315) 463-8219

Directions to our Syracuse Office

Lake Placid Office:
2038 Saranac Avenue
Lake Placid, NY 14946

Fax: (518) 523-8105

Directions to our Lake Placid Office
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New England Financial is the registered mark for New England Life Insurance Company, Boston, MA and New England Securities.

Securities products offered by New England Securities Corp (NES), Member FINRA, SIPC. Investment advisory services offered by Investment Adviser Representatives of NES, a Registered Investment Advisor.

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