Over time, the effects of inflation can erode the value of your savings. At the end of an inflationary year, a dollar buys a little bit less than the year before. This calculator is designed to estimate the future cost of an item based on today’s prices and the rate of inflation you expect.       1. Enter the current cost of what you want to buy. $ 2. How many years before you will buy this item? 3. Enter the annual inflation rate that you want to assume. (Inflation has averaged 3 percent over the past 10 years.) %

Keyes & Shipps Financial Group

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Jeffrey Keyes, CLU, ChFC Cell: (315) 345-9262 Email: jkeyes@keyesshippsfg.com Lawrence Shipps, CLU, ChFC Cell: (315) 415-6691 Email: lshipps@keyesshippsfg.com Leslie Shipps, CLU, CLTC Cell: (315) 382-5375 Email: lbshipps@keyesshippsfg.com Syracuse Office: 6390 Fly Road East Syracuse, NY 13057 Fax: (315) 463-8219 Directions to our Syracuse Office Lake Placid Office: 2038 Saranac Avenue Lake Placid, NY 14946 Fax: (518) 523-8105 Directions to our Lake Placid Office

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New England Financial is the registered mark for New England Life Insurance Company, Boston, MA and New England Securities.

Securities products offered by New England Securities Corp (NES), Member FINRA, SIPC. Investment advisory services offered by Investment Adviser Representatives of NES, a Registered Investment Advisor.

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